Ordinance or law & Historic Building Valuation

If your brewery, winery, or distillery is in an older building, standard policies will not replace the aesthetics of your beautiful, historic building; they will only pay using modern materials and standard craftsmanship. If the building has also not been updated to code, you may be left paying for additional improvements out of pocket after a loss. Our coverage can protect you from both of these scenarios.

Spoilage & Product Recall

A contaminated batch can be a serious expense that could severely set you back financially and damage your reputation. Does your current policy cover the costs of recall or the financial costs of losing a batch of product?

Liquor Liability

Do you have a tasting room or a full pour house? Do you know if your current policy has the right Liquor Liability coverage – or if it has any at all?

Beverage Industries Served

Brush Creek Beverage Insurance has access to exclusive insurance carriers that your standard insurance agency can’t access. These carriers specialize in coverage for alcohol packaging companies & craft drinking establishments, and they offer a breadth of coverage that can’t be matched by nonspecialized insurance companies. Because we access a number of these specialized markets, we are still able to capitalize on letting the companies compete for your business by offering the broadest coverage at the most competitive pricing.

Because we want you to view us as your partner in business our services go beyond placing your policy and collecting our commission. Depending upon your risk management needs, we can offer a host of services at no additional cost to you including but not limited to loss control & risk assessments, safety & return to work programs, claims advocacy, and contractual guidance.

Our Full Coverage Offerings Include:

  • General Liability
  • Liquor Liability
  • Property
  • Inland Marine & Property in Transit
  • Crime
  • Spoilage & Product Recall
  • Employee Benefits Liability
  • Employment Practices Liability
  • Auto
  • Hired & Non-Owned Auto
  • Worker's Comp
  • Retirement
  • Umbrella Coverage
  • Personal Lines
  • Group Benefits